If you’ve paid your premiums for your dental insurance, but haven’t visited your dentist, time is running out to use your coverage. Many people believe they can’t afford to go to a dentist, despite paying for dental insurance. This could not be further from the truth. Your dental insurance gives you access to affordable services to keep your teeth and gums healthy, lowering your overall oral health expenses. Here are a few things you need to know about your dental insurance to maximize your coverage before it is too late.
Dental Insurance Saves Money
Dental insurance provides comprehensive coverage for the services you need for a healthy mouth. Your policy covers a variety of services to lower the amount you pay out-of-pocket. Although every policy differs, most include:
100% of Preventive Dentistry Covered
You can visit your dentist every 6 months for a cleaning and checkup, as recommended by the American Dental Association. A co-pay allows your dentist to monitor your oral health. They’ll create a personalized plan to prevent common dental problems from occurring, like cavities and gum disease. As a result, you’re less likely to need costly procedures later. Researchers have found that $1 of preventive care can save up to $50 on emergency fees. You’ll benefit from the power of early detection to avoid dental emergencies.
50% to 80% of Restorative Services Covered
If you require dental work, don’t worry about large bills. After meeting your annual deductible, your dental insurance will cover some of the expenses until reaching your yearly limit. By choosing an in-network dentist, you’ll benefit from more coverage to lower your out-of-pocket costs.
Your Dental Benefits Expire
Your dental benefits don’t last forever. They expire at the end of the year. You will lose everything you have not used. You won’t be reimbursed for your premiums or deductibles. With less than 3% of Americans meeting or exceeding their annual limits, billions of dollars are lost in unused dental benefits every year.
Don’t throw money down the drain. Use your dental insurance to invest in a healthy, beautiful smile.
About Dr. Dennis J. Horvath
Dr. Horvath has over 40 years of experience in dentistry. He is a graduate of the OSU School of Dentistry and has continued his education regularly in various specialties, including general dentistry. He accepts many dental insurance plans to keep a healthy smile affordable. Dr. Horvath is a proud member of the American Dental Association and the Ohio Dental Association. Request an appointment through his website or call his office at (440) 709-8113.